Pakistan expands the Roshan Digital Account to encompass international investors.
At the behest of Prime Minister Shehbaz Sharif, the government has resolved to broaden the parameters of the Roshan Digital Account (RDA), including international nationals, corporations, and institutional investors to engage in the program.
The Prime Minister’s Office announced that the enhanced framework will allow investors to access government securities and Naya Pakistan Certificates via the digital platform.
The initiative seeks to enhance Pakistan’s connections with international financial markets and draw foreign investment.
Initiated on September 10, 2020, the Roshan Digital Account was established to link expatriate Pakistanis with banking and investing prospects without necessitating their actual presence in the nation.
The initiative allows non-resident Pakistanis to establish bank accounts and invest in government securities, the Pakistan Stock Exchange, mutual funds, and several other financial instruments.
The expatriate community of Pakistan, approximated at 11 million, constitutes a vital component of the economy.
Expatriates, located in the Middle East, Europe, North America, and the Far East, persist in providing financial assistance to their families in their home countries while also contributing to the economy of their host nations.
The State Bank of Pakistan reported that remittances reached $38.3 billion in fiscal year 2025, reflecting a 26.6 percent year-on-year growth.
Inflows are anticipated to attain $42 billion in the current fiscal year, indicating persistent confidence among expatriate Pakistanis.
Pakistan presently holds the fifth position worldwide and the second in South Asia regarding remittance inflows, which are essential for stabilizing the nation’s foreign accounts.
The central bank’s foreign exchange reserves are roughly $16.3 billion, while total reserves approach $21.6 billion.
In the last five and a half years, the Roshan Digital Account has experienced substantial growth. By the conclusion of February, over 900,000 accounts had been established, with total investments surpassing $12 billion.
Prime Minister Shehbaz commended the finance minister, the State Bank of Pakistan, and the participating institutions for the initiative’s success. He stated that the extension to international investors would further establish Pakistan as an appealing investment destination and augment its presence in global financial markets.
Officials assert that the initiative, supported by continuous reforms and an enhanced digital financial infrastructure, is anticipated to create a transparent, secure, and investor-friendly environment for both expatriate Pakistanis and global stakeholders.